Advantage Plans
Medicare Advantage puts hospital and doctor care in one private plan, may add drugs, and often has its own network.
More on Advantage Plans
Medicare Insurance That Fits Your Care
Find out what each part pays for, what a year could cost and when you can join, all before you fill in a single enrollment form.
Find Your CoverageKinds of Medicare coverage
Medigap Policies
A Medigap policy can help you pay what Original Medicare leaves, such as coinsurance and a part of the deductibles.
More on Medigap Policies
Drug Coverage
Every Part D plan lists the medicines it covers, and the tier your prescriptions land on shapes each pharmacy bill.
More on Drug Coverage
Who Qualifies
Most people qualify at 65, but some may qualify sooner through a disability, and a spouse's job record could count.
More on Who QualifiesBefore a plan is picked
The Details That Quietly Decide Your Coverage
Doctors You Want to Keep
Some plans only pay fully when you stay inside their network. If one doctor matters to you, that single fact can narrow the field.
Medicines on Your Shelf
A drug plan's list drives what you pay at the counter. Bring the names and doses, and each list gets checked against your refills.
Time Spent Away From Home
Spend winters somewhere else or months near family? How a plan treats care outside your home area is worth a look before you pick.
Still Working at 65
Job coverage you still have can change when Part B makes sense. Waiting is fine in some cases, costly in others, so decide slowly.
Working with me
Medicare Insurance Help, From First Look to Enrollment
Bring your plan mail, doctor list and prescriptions. I walk you through the Medicare insurance plans open to you.
You get honest answers at your pace, and nothing gets signed until a plan truly fits your care.
- Medicare Advantage, Medigap and Part D plans explained
- Each plan checked against your doctors and medicines
- Enrollment help, plus a review of your plan each year
Medicare clients
How Their Medicare Coverage Came Together
5 out of 5
“I came in with three plan brochures and no idea what set them apart. Now I know which one keeps my heart doctor, and why the others fell short.”
Agnes W.
Left with her heart doctor intact
4.5 out of 5
“My job coverage was ending and I feared missing a date. Every single deadline was laid out for me, and Part B began the very month I needed it.”
Herman S.
Left with Part B timed accurately
5 out of 5
“I had picked a plan on my own, then found one of my prescriptions missing from it. Switching in the fall window fixed that with no fuss at all.”
Maxine R.
Left with each refill now covered
4.5 out of 5
“I asked the same question twice and never felt rushed, not once. That is why I finally set up a Medigap policy and quit putting it off at last.”
Virgil P.
Left with a Medigap policy active
Turning 65 or Changing Medicare Plans?
Create your account and share your doctors, prescriptions and budget. I will come back with the Medicare plans that suit them and help you enroll.
Create Your AccountQuick answers
What People Ask About Most
Original Medicare is Parts A and B by themselves, while an Advantage plan wraps that care into a private plan with rules.
No, a Medigap policy only works with Original Medicare, so it cannot help pay the costs that come with an Advantage plan.
It opens three months before the month you turn 65, includes that month, and then stays open for three more months after.
A late penalty can remain on your Part D premium for as long as you carry drug coverage, unless earlier coverage counted.
Yes, from October 15 to December 7 each year you can switch plans, and certain life events open extra chances in between.
Very little of it is paid for by Original Medicare, but many Advantage plans do add some dental, vision and hearing care.